Colorado · DIY Speeding Ticket Kit

What a Colorado Speeding Ticket Really Costs — and How to Fight It.

The fine is the small part. See the real cost, what it does to your insurance, and how to contest it yourself — no lawyer.

Get the Speeding Kit — $19 →
Instant PDF download · One-time payment · 14-day money-back guarantee

A Colorado speeding ticket isn’t a bill. It’s a multi-year mistake.

Paying it is a guilty plea — and the fine is the smallest part of what it costs you.

It’s not just a $151 ticket — it’s that plus +24% higher insurance for about 3 years.

Most Colorado speeding tickets run $36 once court costs are added. Fixed statewide penalty-assessment schedule by mph band in CRS 42-4-1701(4): each band has a set fine + a set surcharge (e.g. 5-9 over = $70+$10; 10-19 over = $135+$16; 20-24 over = $200+$32)

$151
Typical total for a common ~15-over ticket, court costs included.
+24%
Average car-insurance increase after one conviction — for about 3 years.
Points
Points only after conviction, 1-12 by mph band (5-9 over = 1 pt; 10-19 over = 4 pts; 20-39…
×2
DOUBLED in both work/construction zones (CRS 42-4-614/42-4-1701) and school zones (CRS…

Cost & insurance figures are typical ranges; your court and insurer set the exact numbers.

The part most Colorado drivers don’t see coming

🧾
The fine is the small partA $151 ticket is really a multi-year insurance problem — about +24% higher for about 3 years.
💼
It follows you to workAny job that checks your driving record — delivery, rideshare, trucking, a company car — can see a speeding conviction.
⚖️
Points + insurance stack upPoints only after conviction, 1-12 by mph band (5-9 over = 1 pt; 10-19 over = 4 pts; 20-39 over = 6 pts; 40+ over = 12 pts). Adults are suspended at 12 points in 12 months or 18 in 24…

Almost everyone just pays — but paying is a guilty plea that locks in the conviction and the insurance hike. Before you pay, check whether your Colorado ticket is even provable and whether you can keep it off your record.

How to fight a Colorado speeding ticket

Here’s the verified path to contest a Colorado speeding ticket. Confirm the exact details with the court on your citation.

How to contest (don’t pay = guilty)
Appear (don't pay the assessment). Don't pay the penalty assessment (= admission); contact the court's First Appearance / appear to plead not guilty.
Reduce or dismiss
No statewide course-for-points program; any diversion is county/municipal.
Your record & key risk
Points only after conviction, 1-12 by mph band (5-9 over = 1 pt; 10-19 over = 4 pts; 20-39 over = 6 pts; 40+ over = 12 pts). Adults are suspended at 12 points in 12 months or 18 in 24 months. Paying a penalty assessment on time cuts the points by 2 (or by 1 on a 2-point ticket).
Your deadline
Pay or contest within 20 days of the violation to keep the on-time point reduction; paying = an admission of guilt. To fight it you must appear in court on the date printed on the citation. After ~40 days an unpaid penalty assessment is referred to the court.
Watch-outs
Contest procedure set at county/municipal level; some offer a phone-plea/final-hearing path. 25+ mph over the limit is a CLASS 2 MISDEMEANOR traffic offense (a crime): $150-$300 fine and/or 10-90 days jail. 25+ over in a construction zone is a CLASS 1 MISDEMEANOR: $300-$1,000 fine and/or 10 days to 1 year jail.…
Colorado angle: Paying a Colorado ticket is a guilty plea that locks in the points and a roughly 24-26% insurance jump for ~3 years, so the only way to protect your record is to NOT pay and instead appear in court to fight it or negotiate a reduction. There is no statewide traffic-school-for-points fix, but many county and municipal courts will plea a charge down to fewer (or zero) points, which is exactly what makes showing up worth it.

Open the official Colorado source (dmv.colorado.gov) ↗

How it works

Don’t pay yet

Paying is a guilty plea that locks in the conviction. Find and calendar the deadline on your citation.

Pick your path

Fight it — Appear (don't pay the assessment). Or reduce/keep points off where eligible.

Act before the deadline

Pay or contest within 20 days of the violation to keep the on-time point reduction; paying = an admission of guilt. To fight it you must appear in…

Got the ticket? Here’s what to know right now

The free part — three things every Colorado driver should know before doing anything.

Your deadline is on the ticketPay or contest within 20 days of the violation to keep the on-time point reduction; paying = an admission of guilt. To fight it you must appear in court on the date…
📮
How you contestAppear (don't pay the assessment). Don't pay the penalty assessment (= admission); contact the court's First Appearance / appear to plead not guilty.
🛡️
Keep it off your recordNo statewide course-for-points program; any diversion is county/municipal.
Why not just Google it for free?

Your deadline’s already ticking — and this isn’t just a fine, it’s a conviction and years of higher insurance. The kit hands you the exact checks for your ticket, so every minute goes into writing your appeal, not researching it.

Skip the research — get the kit →

Is this kit for your ticket?

This kit IS for you if…
  • You got a Colorado speeding ticket from an officer and still have time before the deadline
  • You want to fight it yourself, without a lawyer
  • You want to keep the conviction/points off your record and protect your insurance
  • You want the exact, verified steps for your court
This kit is NOT for…
  • Red-light / speed-camera tickets mailed to you — a different process
  • Parking citations — a separate process
  • DUI/DWI, reckless or other criminal charges — get an attorney
  • Tickets outside Colorado — traffic law is state-specific
  • A ticket you’ve already paid — paying is a guilty plea

What’s inside the Kit

34
The 34-Point Speeding ChecklistSorted by how your speed was measured — radar, LIDAR, pacing, or visual — so you only run the checks that fit your ticket.
📮
The contest walkthroughHow to contest your Colorado ticket step by step — what to file, where, and before what deadline.
📝
Exactly what to write & sendWhat a strong challenge includes — so you state only the facts that matter and send it on time.
🗺️
The 50-state next-step guideThe verified first step for Colorado and every other state, with the official source linked.

Get the Speeding Ticket Defense Kit

One-time payment · instant download · use it for life

The 34-Point Speeding Ticket Defense Kit
$19 one-time
vs. the fine plus years of higher insurance if you just pay it.
  • The 34-Point Speeding Checklist — by measurement method
  • The contest walkthrough for Colorado
  • Exactly what a strong challenge includes
  • The verified next step for all 50 states + DC
  • Instant PDF — works on phone & desktop
The $19 Kit is the full DIY version. Want ready-made fill-in templates instead of writing it yourself? At checkout you can add the Done-for-You Pack (+$28) — fillable templates, a worked example, ready-to-send letters and a court-day cheat-sheet.
Get instant access — $19 →
Secure checkout via Gumroad · 14-day money-back guarantee

Colorado speeding tickets — straight answers

How much is a Colorado speeding ticket?

$151 total for a common 10-19 over ticket ($135 fine + $16 surcharge), set by statute CRS 42-4-1701; municipal/county courts may add court costs on top. Range: ~$36 (1-4 over) to ~$232 (20-24 over) for civil speeding; jumps to a $150-$300 fine (plus possible jail) once it becomes a misdemeanor at 25+ over. DOUBLED in both work/construction zones (CRS 42-4-614/42-4-1701) and school zones (CRS 42-4-615); e.g. a 10-19 over ticket roughly doubles to ~$300. The bigger cost is usually the insurance increase (about +24% for about 3 years).

Does a Colorado speeding ticket add points or raise insurance?

Points only after conviction, 1-12 by mph band (5-9 over = 1 pt; 10-19 over = 4 pts; 20-39 over = 6 pts; 40+ over = 12 pts). Adults are suspended at 12 points in 12 months or 18 in 24 months. Paying a penalty assessment on time cuts the points by 2 (or by 1 on a 2-point ticket). Insurers typically raise premiums about +24% for about 3 years.

How do I fight a Colorado speeding ticket?

Appear (don't pay the assessment). Don't pay the penalty assessment (= admission); contact the court's First Appearance / appear to plead not guilty. Don’t pay first — paying is a guilty plea. Deadline: Pay or contest within 20 days of the violation to keep the on-time point reduction; paying = an admission of guilt. To fight it you must appear in court on the date printed on the citation. After ~40 days an unpaid penalty assessment is referred to the court.

Can I keep it off my record or take traffic school in Colorado?

No statewide course-for-points program; any diversion is county/municipal.

Is this legal advice?

No — it’s educational and informational, and we’re not a law firm. For advice about your specific case, consult a Colorado-licensed attorney.

Got your ticket in another state?

Traffic law is state-specific. Find your state’s verified next step:

Important: BeatTicketNow provides educational and informational materials only. We are not attorneys, this is not a law firm, and nothing here is legal advice. Court forms, fees and procedures change and vary by county — always verify with the official Colorado source (dmv.colorado.gov) and your local court. You are responsible for your own filings and deadlines.

The Colorado Speeding Kit · $19Get it →