Free tool · 50 states + DC

What does your speeding ticket really cost — and how do you fight it?

Pick your state to see the real cost, the points/insurance hit, how to contest it, and your deadline — drawn from official .gov sources.

How it works

Don't pay yet

Paying is usually a guilty plea that locks in the conviction and the insurance hike. Find the deadline on your citation.

Pick your path

Fight it (plead not guilty / contest) or, where eligible, reduce or dismiss it with traffic school — your state's exact route is above.

Act before the date

File with the court named on your ticket before the deadline. The kit gives you the 34-point checklist and what to write.

Common questions

Is it even worth fighting?

Often, yes. Paying is a guilty plea that locks in the conviction and a multi-year insurance increase. Contesting (or traffic school where eligible) is how you avoid that — worst case you usually end up close to what you'd have paid anyway.

Will a speeding ticket really raise my insurance?

In most states a single conviction raises premiums for about three years — anywhere from ~6% to ~50% depending on the state and insurer. Pick your state above to see the typical figure.

Can I fight it without going to court?

Some states let you contest by mail or online; others require an appearance. Your state's row above shows the method and deadline — always confirm with the court on your citation.

Is this legal advice?

No — it's educational and informational, and we're not a law firm. Each summary comes from official state judiciary / DMV / .gov sources; verify with your court before you act.

Found your state's path? Skip the blank page.

The $19 Kit gives you the 34-point checklist sorted by how your speed was measured, the contest walkthrough, and exactly what to write — for any state.

Get the kit — $19 →

Free tool — no signup. The official .gov page is always the authoritative source; the kit just does the research, checklist and letters for you.

Educational only — not legal advice. BeatTicketNow is not a law firm. Each state summary is drawn from official state judiciary / DMV / .gov sources, and cost/insurance figures are typical ranges; procedures, fees and deadlines change and are often set by your county or municipal court. Always verify on the official page linked before you act.